Terms of Service
These Terms are a binding agreement between you and The Pick Lab ("we", "us"). By creating an account, subscribing or using the site you agree to them. Section 12 requires individual arbitration and waives class actions; please read it.
1. Eligibility
You must be at least 21 years old and legally allowed to use sports betting information where you live. You are responsible for following the laws of your location. We may refuse or end service anywhere.
2. What we provide
The Pick Lab publishes sports picks, model estimates, prices and related content ("Content") for information and entertainment. We are not a sportsbook, do not accept wagers, do not hold or transfer money for betting, and are not affiliated with any sportsbook or league. Links to sportsbooks are a convenience; your bets are solely between you and that sportsbook.
3. No guarantees; not advice
Content is opinion based on statistical models and public data, which can be wrong, late or incomplete. We do not guarantee any result, win rate or profit, and past results do not predict future results. Most parlays and long-odds bets lose. Nothing on the site is financial, investment, legal or tax advice. Prices and lines change; always check the price in your sportsbook before betting.
4. Your responsibility and risk
You decide whether and how much to bet, and you accept all risk of loss. Never bet more than you can afford to lose. If gambling stops being fun, get help: call or text 1-800-GAMBLER. You can ask us to close your account at any time.
5. Subscriptions, automatic renewal and cancellation
Paid plans are billed in advance (monthly or yearly) and renew automatically at the then-current price until you cancel. You authorize us and our payment processor, Stripe, to charge your payment method each period. You can cancel at any time from your Account page (Manage billing); cancellation takes effect at the end of the current paid period, and you keep access until then. We will give notice before any price change takes effect for your next renewal.
6. Refunds
Because Content is digital and available immediately, payments are non-refundable, including for partial periods, unused time or results you are unhappy with, except where the law requires a refund. If you believe you were charged in error, contact us within 30 days and we will review it.
7. Billing disputes and chargebacks
Please contact us before disputing a charge with your bank; most issues are resolved quickly. Filing a chargeback for a charge you authorized (including a renewal you did not cancel in time) breaches these Terms. We may contest it with records of your account, agreement to these Terms, logins and use, suspend or close the account, and seek recovery of the amount and any fees.
8. Your account and acceptable use
Membership is for one person. Keep your login private; you are responsible for activity on your account. You may not share, resell, republish, scrape, screenshot for distribution, or otherwise redistribute Content, or use the site to build a competing service. We may suspend or terminate accounts that break these rules, without refund.
9. Intellectual property
The site and Content belong to us or our licensors. We grant you a personal, non-transferable, revocable license to view Content for your own use while your subscription is active. Odds and data shown may come from third-party providers.
10. Disclaimer of warranties
THE SITE AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ACCURACY, AVAILABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Content may be delayed, missing or wrong, and the site may be unavailable at times.
11. Limitation of liability and indemnity
TO THE FULLEST EXTENT ALLOWED BY LAW, WE ARE NOT LIABLE FOR ANY GAMBLING LOSSES OR FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR LOST PROFITS, ARISING FROM YOUR USE OF THE SITE OR CONTENT. OUR TOTAL LIABILITY FOR ANY CLAIM IS LIMITED TO THE AMOUNT YOU PAID US IN THE THREE MONTHS BEFORE THE CLAIM. You agree to indemnify us against claims arising from your bets, your breach of these Terms or your violation of any law.
12. Disputes: arbitration and class-action waiver
Contact us first; we will try to resolve any dispute informally within 30 days. If we can't, any dispute will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Rules, rather than in court, except that either party may bring an individual claim in small-claims court. You and we waive any right to a jury trial and to bring or join a class, collective or representative action. You may opt out of this section by emailing us within 30 days of first agreeing to these Terms.
13. Governing law
These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law rules, except where your local consumer law requires otherwise.
14. Changes and termination
We may update these Terms; we will post the new version with its date and, for material changes, notify you by email or on the site. Continuing to use the site after changes take effect means you accept them. We may change, suspend or discontinue any part of the service; if we discontinue it entirely we will refund the unused portion of a prepaid period.
15. Contact
Questions, cancellations, refund requests or arbitration opt-outs: [email protected].